11/28: began debt snowballing November 29, 2008

This guy, Dave Ramsey, came up with this plan.  Here is a more extensive description:

http://www.daveramsey.com/etc/cms/index.cfm?intContentID=4055

Basically, if you have four credit cards (like I do) you pay the minimum amount to three of them and then as much as you can to the fourth.  When you get the fourth one paid off, you pay the amount you were paying to the fourth to the third and then continue to pay the minimum amount to the other two and so on. The most important thing is that you cannot keep adding to the balances.  When you commit to the program, you have to stop using the cards.

Note: this picture is NOT Dave Ramsey.

I am starting with the ones with the smallest amounts because I will want to see progress.  The highest interest rate I have is 8%, one has 6.99, one has 2.99, and one has 0.  I believe I will be able to get all of these completely paid by April 2011.  (However, I am planning to teach summer school and hoping to tutor so I am optimistic that I can pay this down faster.  April 2011 assumes that I don’t have any additional income aside from my regular salary.)

Here is a really good debt calculator in case you are interested:

http://cgi.money.cnn.com/tools/debtplanner/debtplanner.jsp

11/27: watched the Macy’s Thanksgiving Day Parade via DVR November 29, 2008

I watched the whole thing in like an hour.  I give major props to the creator of DVR for allowing me to eliminate commercials from my parade viewing.  Overall, I thought it was a pretty good parade, aside from the fact that I have no idea who most of the performers were.  AND we all got RickRolled!  hahaha

11/26 bonus: learned how many hits my blog has had November 26, 2008

I was reading the stats wrong.  7,404 hits!  Whoo!  133 today alone.  I was thinking that no one read this thing ever, not even my family.  It is nice to know there is someone (or a few someones) out there who are at least semi-interested in my life.  Thanks!  And happy Thanksgiving to you and yours!

11/26: went to a pep rally November 26, 2008

Technically, I have been to a pep rally in the past.  However, this is a new thing because this is the first time I’ve been when I was the teacher.  It was really fun!  Everyone got revved up for the Thanksgiving game.

11/25: wore Uggs with a dress November 26, 2008

I know people hate this look, but I look great.  PS- I live in Boston and it gets cold here.  (Secret: I would wear Uggs even if it didn’t get cold.)  I am wearing chestnut Uggs, a brown dress, and aqua tights with polka dots.  I am sure it sounds horrifying.

11/24: got my clothing critiqued by a student November 26, 2008

Completely unwarranted.  I have these shoes which are green with pink flowers on them.  I was wearing said shoes with black pants and a green sweater.  Apparently third graders don’t think this matches, and felt the need to tell me.  I think pink and green are cute together, but I am no fashion plate.  Speaking of fashion plates, anyone remember these?

Note: I got this from http://www.inthe80s.com/toys/fashionplates.shtml

I could play with these things for days.

11/23: bowled with big balls, candlepin, and the Wii November 26, 2008

I like the big balls best, and Wii second best.  I suck at real bowling but am really good at Wii bowling.  I should take a picture of my Mii and put it up here.  It is pretty good.

11/22: BL lime November 22, 2008

I thought it was Corona until I looked at the label. Yes, I know I am not supposed to be drinking beer.  Whatevs.

11/21: deleted 533 spam emails November 22, 2008

I checked my aol account, which I have had for about a million years, and I had 533 emails since Nov. 2.  Every freaking one of them was spam!

11/20: played Gobble November 20, 2008

Its Thanksgiving bingo.  It was really cute.